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September 2014
was LIAM- Life Insurance Awareness Month. MVP quarterback and sportscaster Boomer Esiason is helping raise awareness for the absolute necessity of Life insurance. His mother died when he was only seven years old. His life was more difficult because his mother had no life insurance. Today more than 95 million adult Americans have no life insurance. Watch below as Boomer tells his story:

Do not leave your family unprotected. Get quotes right now for affordable Term life insurance which will leave your family financially secure if you are no longer there to provide for them. There are many ways for consumers to purchase life insurance. However, the best way is to use an experienced broker, most especially since it costs nothing extra to do so. Call us directly at (630) 674 1551. If you are outside of Illinois call us toll free at (866) 724 7123 for a free no obligation telephone consultation from one of our licensed brokers. Or you can click on the link below and begin comparing plans right now:

Watch the video below to determine how much Life insurance you actually need.

Did you know that you can now add a "Rope" (Return of Premium) rider to your Term Life policy and get all your money back at the end of the term (typically 10, 20 or 30 years)? It costs more to add a "Rope" to your Term Life policy but many consumers have chosen this option because many consumers are willing to pay more for their Life Insurance each month if they know they will be getting all their money back if they survive their policy term. To run Term Life quotes with a Return of Premium rider added please click the link above. Got Questions? Call our Hot Line.

Before you begin your quotes please watch these clips from nationally syndicated financial experts Suze Orman and Dave Ramsey on why we recommend Term Life Insurance ONLY:

Life insurance with "Living Benefits".

Life insurance is an important way to protect your loved ones. But for many families the need for protection is increasingly due to costs associated with the rising incidence of illnesses like strokes, heart attacks, cancer and other chronic and critical illnesses. More families are dealing with the unexpected costs that illnesses such as these place on them and their families. People need access to funds while they are alive to cover costs that their health insurance may not otherwise be available for. TransAmerica Life insurance company's Trendsetter® LB is a life insurance product that does just that. It provides cash that you can use to deal with life’s unexpected twists and turns.

Why Do I Need Living Benefits?

Statistics show that large numbers of Americans may become terminally, critically or chronically ill.

Every 40 seconds someone has a stroke 

■■ Every 34 seconds someone has a heart attack

The average cost of a severe heart attack, including direct and indirect costs, is about $1 million

■■ 1 in 2 men and 1 in 3 women develop cancer in their lifetime

Chronic and critical illnesses may result in the inability to perform activities of daily living such as bathing or dressing yourself without help or assistance. While many of us have health insurance, medical bills continue to be a leading cause of bankruptcy in the United States. Watch the Butler's story about how their policy with "Living Benefits" ended up literally saving their family fortune.

Life insurance with living benefits provides the option to access the face amount and receive cash while the insured is alive. The Accelerated Death Benefits can provide funds at a time that the insured and his/her family need them most.

Most life insurance policies only protect your family after you pass away. A life insurance policy with living benefits still does that but may also give you valuable access to cash while you are alive, and when the funds are most needed. People see this as a smart way to have funds they need without having to access a retirement fund, 401(k) or liquidate CDs. To learn more about TransAmerica Life's Trendsetter® LB life insurance product click here to download their helpful "Questions and Answers" brochure.

Once you decide on a plan you like, you can apply for coverage by downloading the application and emailing it to SmallBusInsSvcs@aol.com or fax it to our toll free number @ (866) 724 7123.

Please Contact Us today for a free no obligation quote customized for your Life Insurance needs.

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